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Dollar liquidity against crypto collateral without selling your position

Get USDT or USDC against BTC, ETH and other assets. Transparent terms, clear cost and fast access to liquidity in the AdoraPay Lend app.

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  • Reliable and secure
  • Transparent terms
  • Fast access to liquidity
AdoraPay Lend app screen

How much liquidity do you need?

Pick an asset and enter an amount — see the required collateral, the coverage cost and an indicative view of terms.

Loan amount
Collateral asset
For the term
Promocode
LTV60%
60%95%
You post as collateralThe asset will be temporarily locked in your wallet, without selling.
≈ 8.88 ETH
You receiveFor a term until September 4, 2026
10,000 USDT
Coverage cost2.8% for 30 days
280.00 USDT
Total to repay To unlock your collateral 8.88 ETH.
10,280.00 USDT
Repay by
September 4, 2026
This is an indicative estimate and not a public offer. Final terms will be fixed in the AdoraPay Lend app at the time of the loan agreement.
You may choose not to repay the loan and coverage if that is not beneficial. In that case, part of the collateral will be sold at market price on the repayment date, and the remainder will be returned to you.

How did you find these terms?

Future simulator

$1,877 / ETH
0%
You can repay the loan 10,280 USDT or decline repayment
What will you choose?
Result
Will repay
After repaying 10,280 USDT, the full collateral amount 8.8801 ETH is returned.

How did you find these terms?

How to get liquidity — in clear steps

Everything happens in the AdoraPay Lend app: funding, terms, the contract and receiving funds.

  1. 01

    Open the app

    Create an AdoraPay Lend account and sign in to your balance.

  2. 02

    Fund your balance

    Add a crypto asset — it is reserved as collateral per the contract.

  3. 03

    Request terms

    Choose amount, term and asset, confirm terms and the contract.

  4. 04

    Get liquidity

    After confirmation, USDT/USDC are credited to your AdoraPay Lend balance.

Start with the calculator

Who AdoraPay Lend is for

For private clients, teams, funds and partners seeking liquidity backed by crypto assets.

  • Professional holders

    Access USDT/USDC without selling your crypto position.

  • Web3 founders and teams

    Treasury assets for payroll, contractors and operating runway.

  • HNW clients and family offices

    Terms with full documentation and personal support.

  • Funds and corporate treasuries

    Structured requests with manual underwriting.

  • OTC brokers and advisors

    Bring clients through partner channels.

  • BTC, ETH and moreA choice of collateral assets
  • USDT and USDCLiquidity in stablecoins
  • Transparent termsParameters shown before you decide
Open the app

Trust at every step

Before you confirm, you get a full explanation of cost, collateral and the contract.

  • Collateral

    Reserved from your balance per the contract — no hidden terms.

  • Contract

    You review and sign the terms before collateral is reserved.

  • Transparent terms

    Coverage cost and parameters are shown in your estimate — before you decide.

  • Multi-asset

    BTC, ETH, XRP, AVAX, TRX, DOGE and SOL — pick your collateral asset.

  • Your upside

    If the asset rises, you keep exposure and get the collateral back after repayment.

  • Support

    Direct contact with the team at every stage.

Frequently asked questions

Briefly — about assets, terms and collateral.

Check terms
READY TO START?

Open the AdoraPay Lend app

Fund your balance, choose terms, and get USDT/USDC against crypto collateral.

  1. 1

    Fund your balance

    Add crypto collateral.

  2. 2

    Choose terms

    Amount, term, and collateral — confirm the contract.

  3. 3

    Get USDT/USDC

    Funds are credited to your balance.

Open the app