BTC, ETH, XRP, AVAX, TRX, DOGE and SOL. The list of supported assets keeps growing.
0%
- Result
- RepayThe collateral is returned in full.
How did you find these terms?
Dollar liquidity against crypto collateral without selling your position
Get USDT or USDC against BTC, ETH and other assets. Transparent terms, clear cost and fast access to liquidity in the AdoraPay Lend app.
- Reliable and secure
- Transparent terms
- Fast access to liquidity
How much liquidity do you need?
Pick an asset and enter an amount — see the required collateral, the coverage cost and an indicative view of terms.
LTV60%
60%95%
- You lock as collateralYour collateral asset will stay locked in your wallet, without selling.
- ≈ 5.56 ETH
- You receiveUntil August 29, 2026
- 10,000 USDT
- Coverage cost2.8% for 30 days
- 280.00 USDT
- Total to repay Use the loan until {{returnBy}}. To unlock ≈ 5.56 ETH, repay 10,280.00 USDT.
- 10,280.00 USDT
- Repay by
- August 29, 2026
You may choose not to repay the loan and coverage if it is not beneficial. In that case, collateral is sold at market price on the return date, and the remainder is returned to you.
How did you find these terms?
This is an indicative estimate, not an offer. Final terms are in the AdoraPay Lend app.
Future simulator
How to get liquidity — in clear steps
Everything happens in the AdoraPay Lend app: funding, terms, the contract and receiving funds.
- 01
Open the app
Create an AdoraPay Lend account and sign in to your balance.
- 02
Fund your balance
Add a crypto asset — it is reserved as collateral per the contract.
- 03
Request terms
Choose amount, term and asset, confirm terms and the contract.
- 04
Get liquidity
After confirmation, USDT/USDC are credited to your AdoraPay Lend balance.
Who AdoraPay Lend is for
For private clients, teams, funds and partners seeking liquidity backed by crypto assets.
Professional holders
Access USDT/USDC without selling your crypto position.
Web3 founders and teams
Treasury assets for payroll, contractors and operating runway.
HNW clients and family offices
Terms with full documentation and personal support.
Funds and corporate treasuries
Structured requests with manual underwriting.
OTC brokers and advisors
Bring clients through partner channels.
- BTC, ETH and moreA choice of collateral assets
- USDT and USDCLiquidity in stablecoins
- Transparent termsParameters shown before you decide
Trust at every step
Before you confirm, you get a full explanation of cost, collateral and the contract.
Collateral
Reserved from your balance per the contract — no hidden terms.
Contract
You review and sign the terms before collateral is reserved.
Transparent terms
Coverage cost and parameters are shown in your estimate — before you decide.
Multi-asset
BTC, ETH, XRP, AVAX, TRX, DOGE and SOL — pick your collateral asset.
Your upside
If the asset rises, you keep exposure and get the collateral back after repayment.
Support
Direct contact with the team at every stage.
READY TO START?
Open the AdoraPay Lend app
Fund your balance, choose terms and get USDT/USDC against crypto collateral.
- 1
Fund your balance
Add a crypto asset — it is reserved as collateral.
- 2
Choose terms
Amount, term and LTV — confirm the contract.
- 3
Get USDT/USDC
Funds are credited to your balance.
The on-site estimate is a guide, not an offer.